Traders weren’t afraid to tack on some risk heading into Obama’s State of the Union address.  The President is likely to talk tough on the banks and play to the populism that has erupted since the Massachusetts vote.   The market was very volatile throughout the day as earnings, the AIG hearings and a FOMC meeting all contributed.   Ultimately, stocks closed higher by 0.5%.   Breadth was fairly even, but volume was heavier than it has been on recent up days.   Commodities sold off as the dollar rallied and the VIX continued to drift lower as it declined nearly 6% on the day.