No, not Bernie Madoff’s fund – though that was quite a rip-off – I am referring to mutual funds. Just look at the fees they charge en route to low risk adjusted returns:
Mr. Roche is the Founder and Chief Investment Officer of Discipline Funds.Discipline Funds is a low fee financial advisory firm with a focus on helping people be more disciplined with their finances.
He is also the author of Pragmatic Capitalism: What Every Investor Needs to Understand About Money and Finance, Understanding the Modern Monetary System and Understanding Modern Portfolio Construction.