EVENING READING – Pragmatic Capitalism

Richard Bernstein’s 10 predictions for 2010 – TBI

The 25 best brains of the crisis – Prospect

Why 2009 could spiral into 1937 – Fortune

Meredith Whitney cuts estimates on Morgan Stanley and Goldman Sachs – BB

Newsletter writers haven’t been this bullish in over 2 years – Bespoke

8 names that didn’t survive 2009 – CNN$

10 lessons learnt – TN

Cullen Roche

Mr. Roche is the Founder and Chief Investment Officer of Discipline Funds.Discipline Funds is a low fee financial advisory firm with a focus on helping people be more disciplined with their finances.

He is also the author of Pragmatic Capitalism: What Every Investor Needs to Understand About Money and Finance, Understanding the Modern Monetary System and Understanding Modern Portfolio Construction.